Too few takers for PMAY houses in Pune as beneficiaries fight financial distress – ET RealEstate

PUNE: A month after Pune Municipal Corporation (PMC) announced beneficiaries under the Pradhan Mantri Awas Yojana (PMAY), only 241of the 2,900 named have completed the booking process for their new homes. Most of the others are struggling to cough up the initial 10 per cent amount they’re required to, to do the booking.

But now, the deadline for paying up is upon them, with the civic body officials insisting that beyond November 23, the allotment will be cancelled as other waitlisted candidates will then be given an opportunity to get the affordable houses under the scheme.

As it happens, the application for the housing scheme under which PMC is to build 2,900 houses at five different locations in the city, was collected almost two years ago. However, it was only a month ago the beneficiaries were picked through a lottery system.

In a clear reflection of the impact of the COVID-19 pandemic on people’s economic status, only 1,500 of the people selected collected the challan for making the initial deposit. Job losses, pay cuts and loss of livelihood all around have tied down the beneficiaries from claiming the allotment come their way.

Thirty-six-year-old Deepali Chavan, who, interestingly, works as a clerk at the very same PMAY office, is struggling to put together Rs 90,000 for booking her home under the scheme. She has been allotted a unit in the Kharadi project.

But staring at the November 23 deadline, she bemoaned, “I was working on a contract basis and lost my job last December. Subsequently, my husband, who worked as an accountant in a private firm, also lost his job. While now I have gained employment again at the same office and will start from next week, we are starved for cash as most of our savings have gone into bridging the interim period on the bench. So garnering the required funds has become difficult. I am trying to take a loan, but the time is just too short.”

For 28-year-old Bharati Admane, another contract clerk of PMC, the timing of the announcement and the one-month window given to make the booking has turned into a challenge. She lost her job with the onset of the outbreak, telling on her savings and now she is unsure she will be able to arrange the amount required in the time given.

“I am trying to withdraw money from my provident fund. But that requires major paper work and the entire process will take 8-10 days. I do not have sufficient money in hand as I could barely save on an income of Rs 11,000 a month. The deadline is just too stiff and I am at a loss how to meet it,” she shared.
Too few takers for PMAY houses in Pune as beneficiaries fight financial distressVishwas More, an auto rickshaw driver from Shivajinagar, managed to land an allotment in the Vadgaon project. But now he is urging the authorities to offer an extension of the timeline for payment to the beneficiaries.

“I have to pay Rs 1.20 lakh. I am struggling to arrange for the amount. I am exploring options of borrowing the money. Auto rickshaws were not plying for so many months, making survival a challenge for us. While we do need the house, arranging the money is such a short time is quite a task. I feel PMC should show some consideration to our situation and extend the payment schedule,” he requested.

The lottery and announcement of beneficiaries coming after months of battling the COVID-19 could not have been more ill-timed for most, who find themselves in financial distress. Further, they are also finding it difficult to access loans under the circumstances.

But PMC officials are unrelenting about the set deadline. The only allowance they’ve offered to make is keep their offices open through Saturday and Sunday. “Those who pay the sum will get the provisional allotment letter. The claims of beneficiaries who do not complete the process will be cancelled. Many citizens on the waiting list have been calling our offices. So if the process is not completed by November 23, those houses will be allotted to the ones waitlisted,” declared Rubal Agarwal, PMC’s additional commissioner.



Source link

Uttarakhand government to provide houses to over 84,700 under PMAY-G by 2022 – ET RealEstate

DEHRADUN: The Uttarakhand government on Friday said it would provide houses to 84,726 beneficiaries under Pradhan Mantri Awas Yojana (Gramin), or PMAYG, by March 2022.

“At least 84,726 people of the state will be benefited under the PMAYG by 2022,” Uttarakhand Minister of Urban Development and Housing Madan Kaushik said on Friday during a virtual meeting with Union Minister of Rural Development and Panchayat Raj, Narendra Singh Tomar.

The meeting was held on the subject of providing accommodation to the homeless people of Uttarakhand by 2022.

Kaushik said a total of 12,662 beneficiaries have been given houses by the present government. “These beneficiaries will also be given the benefits of Mahatma Gandhi National Rural Employment Guarantee Act, gas and electric connection, besides drinking water facility.”

He added apart from them, 84,726 missed additional beneficiaries were identified to meet the target of providing 50,000 house to the poor.

With the partnership with the states, the Ministry of Rural Development ensued confidence that with a large number of houses under different stages of completion and increased pace of their completion, it would be able to achieve the target of construction of 2.95 crore houses under PMAYG by March 2022.



Source link

Pune civic body’s affordable housing lottery on October 24 – ET RealEstate

PUNE: The lottery for affordable houses offered by the civic body as part of the Pradhan Mantri Aawas Yojana will be held on October 24 and would be streamed live on the PMC’s official website.

Over 20,000 applications have been received by the Pune Municipal Corporation (PMC) for 2,918 flats available in areas like Kharadi, Hadapsar and Vadgaon. Of the 2,918 houses 1,024 will be available in Hadapsar, 786 in Kharadi and 1,108 in Vadgaon Khurdi.

The programme will be held at 11am at the Chhatrapati Shri Shivaji Maharaj hall inside the PMC building. Union minister Prakash Javadekar will preside over the function.

As per PMC data the houses will be available as part of five different projects under the ‘affordable housing in partnership’ section.

“The Pune Municipal Corporation had invited applications from citizens who wanted to buy the houses. The applications were scrutinized and only valid ones will be considered for the lottery,” said mayor Murulidhar Mohol. He said the lottery would be held online in accordance with Covid-19 guidelines such as social distancing.



Source link

Nagpur Improvement Trust to hold lottery for PMAY houses again – ET RealEstate

File photo

NAGPUR: Civic agency Nagpur Improvement Trust (NIT) has decided to hold lottery for its tenements built under Pradhan Mantri Awas Yojana (PMAY) as many applicants could not get bank loan during Covid lockdown.

Addressing a press conference on Wednesday, NIT trustees Bhushan Shingane and Vijay Zalke said out of 4,479 PMAY tenements, only 1,200 had been allotted. “Many people could not get loans, so we want to give them another chance. These houses are located in Wathoda, Tarodi and Wanjri,” they said.

When pointed out that the very objective of the scheme was defeated if banks were not giving loans to poor for buying PMAY houses, the two BJP leaders said, “It is a central government scheme being executed by NIT. Banks are independent bodies. We can’t influence them.” “Banks should give loans to applicants as the house is the collateral,” said Zalke.

Other decisions taken in the board meeting include handing over four sewage treatment plants (STPs) in Jaitala area to Nagpur Municipal Corporation, allotting vacant pre-fabricated houses in Nandanvan to needy people, okaying NIT’s 12.5% share for upgrading Government Medical College and Hospital (GMCH) and All India Institute of Medical Sciences (AIIMS), maintenance of NIT gardens etc.



Source link